Partner for e-commerce solutions

Your ecommerce should be yours.Not a shop inside somebody else's platform.

B2C and D2C solutions for companies that sell online, or want to. Handel deploys your entire platform —storefront, admin and backend— on a dedicated instance, in our cloud or on the infrastructure you choose.

Your data is yours. Your platform is yours. No commission on your sales.

0%
commission on your sales, always
15 days
to go live, when there are no integrations
One
instance per client: no shared server, no shared database
Some of the companies that trusted Handel
BCPProtecta SecurityBanco de la NaciónVisaLuxury ClubFinanciera CrediScotiaClub DPSScotiabankPrima AFPUnimarketUnimundoBCPProtecta SecurityBanco de la NaciónVisaLuxury ClubFinanciera CrediScotiaClub DPSScotiabankPrima AFPUnimarketUnimundo

Commerce platforms and customer programmes running in production on this technology, across banking, insurance, retail and benefit clubs. Each one runs on its own instance, with its own brand and its own rules.

The digital channel

Your network reaches as far as the last store you opened. Your digital channel reaches the whole country, and the world if you want it to.

A company with stores, distributors or a sales force already has scale, and it also has a ceiling: it only sells where it built operations. The digital channel moves that ceiling without opening another location, and along the way it hands you something the traditional chain never did — knowing exactly who your end customer is.

With the traditional channel alone
  • You sell where you have stores, distributors or reps.
  • Growing 10% means more square metres, more staff and more inventory.
  • A national campaign rolls out city by city and takes weeks.
  • The retailer or the distributor knows the end consumer. You don't.
  • Someone else decides your product's price and shelf placement.
With your own digital platform
  • You sell across the whole country without opening another store, and beyond it whenever you decide to.
  • Doubling the channel's volume does not double your structure.
  • A national campaign goes out the same day, to your entire base, and is measured by close of business.
  • You know your end consumer by name: what they bought, when, and how often they come back.
  • Your price, your merchandising, your assortment and your margin, decided by you.
12%
annual growth in Latin American e-commerce, 1.5 times faster than the global average
300 M
digital shoppers across the region, with millions more joining every year
US$ 191bn
in online retail sales a year across the region, the fastest-growing market in the world
51%
of those sales already happen on a phone, not a desktop

And it does not stop at the border

Selling abroad does not require another platform, another project or another vendor: it requires an international logistics operator to pick the order up and carry it. That connection is already solved, because our logistics integration API is built and proven. Exporting becomes a commercial decision of yours, not a development project starting from zero.

And the customer who would rather call is not lost either

Opening the digital channel does not force your customer to buy unassisted. Our phone-sales module lives inside the same backoffice and reads the same catalogue, the same prices and the same campaigns: your agent takes the order over the phone and it enters as one more sale on the channel, with the same stock, the same payment and the same reporting. The call centre stops being a separate channel you have to reconcile at month end.

10%

Run the numbers on your own business. A company turning over twenty million dollars that moves ten per cent through its digital channel has two million dollars a year passing through a piece of software. At that scale the system stops being a technology detail: it decides how far the channel can grow, what growing it costs you, and who owns your customers' data.

Latin America figures: eMarketer (regional retail e-commerce sales and growth rate, 2025), Statista via IPG Mediabrands (digital shoppers) and eMarketer (mobile share of regional e-commerce, 2022, still rising). Worth refreshing before the site goes live.

Dedicated instance

On a SaaS, your store lives on the same server as hundreds of companies you have never heard of

That is how software as a service works: one application and one database serve every customer at once, and what separates your company's information from everyone else's is a column in a table. For plenty of companies that is fine. For a bank, an insurer or anyone handling sensitive data, it is precisely what they cannot accept.

A commerce SaaSOne backend · one databasefor every customer at onceYour data, sitting next to everyone else's
HandelYour instanceYour instanceYour instanceyour databaseyour databaseyour databaseNothing shared: no server, no database, no credentials

Your data leaves your perimeter

On a shared service your customers' information lives on somebody else's infrastructure, under policies you do not set and sometimes in a country you did not choose.

Someone else's outage is your outage

When the shared platform has an incident, everyone has it at once. Your store goes down because of something that did not happen at your company, and there is nothing you can do about it.

You do not decide when it updates

The vendor updates when it suits their calendar, not yours. If that lands on your biggest campaign of the year, that is your problem.

Your performance depends on the neighbours

You share capacity with companies you do not know. The day one of them has a great day, your store answers more slowly.

Where your platform runs

You choose where it lives, and nothing else changes

It is the same software and the same project in all three options. The only thing that changes is who administers the infrastructure, and your company makes that call according to its own policies, not according to what we happen to sell.

The simplest option

In our cloud

We deploy and administer your instance on our AWS infrastructure. It is still yours and still independent: you share it with no other client. You need no infrastructure team.

The usual option at large companies

In your company's cloud

Your account, your provider, your security policies and your IT team in charge. We deploy and maintain the software inside the environment your company has already approved.

When regulation requires it

In your data centre

Installed inside your own infrastructure, with no public cloud involved. This is the option for anyone with regulatory requirements or a data policy that does not allow third parties.

✓

Your own database. Your company's information shares no table, no schema and no server with any other client's.

✓

Your credentials, your access. The keys to your platform and your integrations belong to your company, not to a shared console.

✓

Auditable. Your security team can review the code, the configuration and the infrastructure, because all of it sits in your project.

✓

Portable. If you decide to change cloud provider or bring it in-house, it moves. Nothing is tied to somebody else's platform.

If your company has its own security framework or a list of controls a vendor must meet, we go through it point by point before signing.

What we hear all the time

And four more things that hurt about your current platform

These are the complaints that come up at every mid-size and large company already selling online that has started to feel its platform's ceiling.

The more you sell, the more you pay

Your platform charges a percentage of your sales, or a licence tied to your turnover. The software does not cost more because it gives you more: it costs more because you are doing well.

With Handel: a fixed licence. Zero commission.

You cannot touch the heart of the system

Your business rule does not fit the platform and the answer is "that is not possible" or "install an extension". Checkout, which is exactly where sales are lost, is usually the most locked-down part of all.

With Handel: we modify your project's code.

Integrating your own systems costs a separate project

Your ERP, your local payment gateway, your logistics operator or your customer system are not in the connector catalogue, and every integration turns into a long consulting engagement.

With Handel: the integration is part of the project.

Every change depends on somebody else's roadmap

You request a feature and join a global queue. Your priority competes with thousands of other customers and almost never wins.

With Handel: your project has a roadmap of its own.
Comparison

Handel against the platforms you already know

Shopify, VTEX, Magento and Riqra are good platforms. The difference is the model: they rent you a service capped by a plan; we hand you software your company controls, with no ceiling and with the pieces almost nobody ships as standard.

 Shopify PlusVTEXMagento / Adobe CommerceRiqraHandel
How they charge youSubscription plus a variable commission on your turnoverPricing tied to sales volumeAnnual licence based on turnover, plus cloud and implementationMonthly subscription by plan, no commission per saleSoftware licence, setup and development. No commission on sales
Plan limitsWhatever the plan allowsBased on committed volumeBased on your turnover bandEntry plan capped on monthly orders, products and usersNo cap on orders, products or users
Who you share a server withEvery other customer on the platformEvery other customer on the platformNobody if you self-host; everyone on Adobe's cloudEvery other customer on the platformNobody. The instance and the database are yours alone
Where it runsThe vendor's cloudThe vendor's cloudAdobe's cloud or your own infrastructureThe vendor's cloudOur cloud, your company's cloud or your data centre
Source codeNot providedNot providedAvailable, with the cost of maintaining and upgrading a very large codebaseNot providedProvided, and sold outright if you want it
Custom changesApps and extensions; the core is untouchableApps and extensions; the core is untouchableYes, with a development and maintenance project of your ownConfiguration; the core is untouchableWe change your project's code, with no effect on any other client
Campaigns and promotionsDiscount engine with predefined rulesThe platform's promotion engineCatalogue and cart rules, with development for anything specificCommercial policies and price lists, capped by planDozens of logic rules you can combine, and anything missing gets built
Vouchers, coupons and loyaltyThird-party apps, charged separatelyThird-party apps, charged separatelyThird-party extensionsNot part of their offeringBuilt into the platform: issuing, expiry, redemption and segments
Recurring billingA third-party appDepends on the module you buyA third-party extensionNot part of their offeringOur own engine, built in, with retries, card updates and reconciliation
Phone salesNo, unless you add external toolsNo, unless you add external toolsNo, unless you add an extension and developmentTheir assisted channel is messagingPhone-sales module in the same backoffice, on the same catalogue
Who runs the platformYour team, or an agency you hire separatelyYour team, or an implementation partnerYour team, or an implementation partnerYour team, or an implementation partnerYour team, or us: content, storefronts, campaigns and catalogue as a service
Your ERP, your gateway, your logistics operatorWhatever is in the catalogue; the rest has to be builtA broad catalogue; anything specific has to be builtThird-party extensions and developmentA defined integration catalogueAny of them, as part of the project rather than a catalogue
Living alongside your systemsThrough integrationThrough integrationThrough integrationThrough integrationIt can run on your existing database and hand the information back to your system

This comparison is built from each platform's publicly stated terms. Every vendor negotiates specific terms with each client; if your company has a contract in force, we will go through it with you line by line.

Business model

You buy software; you do not rent out a percentage of your business

You pay for the licence, the setup and the development of your customisation. The platform is deployed on your infrastructure and stays under your control. From then on, whatever you sell is yours.

The usual model

Software licence

Your own Handel instance, customised and deployed wherever you say.

  • Licence to use the software
  • Setup and implementation
  • Development of your customisation
  • Deployment on your server, on-premise or in your cloud
  • Support and updates
Full independence

Source code purchase

We are the only ones who sell their own technology. If your company wants complete autonomy, it takes the code and your team evolves it.

  • Handover of the source code
  • Knowledge transfer to your team
  • Support through the transition
Turnkey

Run by us

If you would rather not run anything in-house, we operate the platform for you: the infrastructure, the day-to-day configuration and the whole programme.

  • Running the store and the programme
  • A specialist team in charge
  • You concentrate on your business
0%

None of the three models includes a commission on your sales. If your digital channel doubles its turnover next year, your software costs exactly the same.

Custom code

If you need something that does not exist, we build it

Every Handel project is independent and runs on its own server. That is why we can modify your platform's code without affecting any other client. On a shared service that is impossible: the same code serves thousands of companies and nobody can touch it for one of them.

If tomorrow your business needs a new pricing rule, an approval flow, a different kind of product or a screen that exists on no platform on the market, there is no waiting for somebody to put it on a roadmap. You think of it, we talk it through, we build it.

✓

Your instance, your database. Nothing is shared with other clients — not the server, not the data.

✓

Changes in the core, not just the surface. Checkout, pricing rules, order flows: all of it can be changed.

✓

Your roadmap decides. What your business needs gets built when your business needs it.

✓

Without losing the platform's improvements. The shared core keeps being updated and your customisation is kept separate.

The same platform

Your store today. Your marketplace when you need it.

Almost everyone starts by selling their own catalogue. When the business calls for opening up to other sellers, the same platform does it: no change of software, no starting over. It is configuration, not a new project.

Starting point

Single-brand store

Your catalogue, your campaigns, your checkout and your fulfilment. Your brand's store, with your operation behind it.

When you want to grow

Marketplace with multiple sellers

Other sellers trading under your brand, each with their own portal, commissions, logistics operator and settlements, with every order managed from one place.

What is included

Everything an online business needs, plus something almost none of them ship with

The first four blocks are commerce: catalogue, payment, operations and order management. The next two are the difference: the platform keeps every customer's history and, on top of that, lets you show each segment its own store and its own prices. The last two are optional services you can add later, without changing platform or vendor.

The Handel backoffice showing the product catalogue in edit mode
The Handel backoffice: catalogue, brands, suppliers, prices, stock and visibility, with bulk uploads and inline editing.
Commerce

Catalogue and campaigns

The selling engine, configurable by your own team.

  • Unlimited categories, brands and filters
  • Campaigns and events with storefronts of their own
  • Bulk product uploads
  • Enterprise search across the whole catalogue
Commerce

Checkout and payments

The part where the sale is won or lost, built to handle real money.

  • Card payment and cash payment
  • Stock held for the duration of the purchase
  • Charging that is safe against duplicates and retries
  • Automatic abandoned-cart recovery
Commerce

Orders, sellers and logistics

What happens after the purchase, which is where the experience usually falls apart. And the order that did not start on the web: your agent takes it by phone from the same backoffice.

  • Phone sales: the order taken by phone, in the same backoffice
  • Sellers, commissions and settlements
  • Shipping quotes and logistics operators
  • Sales reporting and dashboards
Commerce

OMS: order manager

The control room for fulfilment: every order with its status and the history of the stages it went through, and your ERP writing that status live. And the part almost nobody shows you: the sale that never went through and the exact checkout step where it dropped, so your team can win it back.

  • Status and traceability for every order, stage by stage
  • Live status written from your ERP, no spreadsheets involved
  • Lost sales listed with the exact checkout step where they dropped
  • Recovered by phone and recorded in the same Handel
The difference

Customer management

The customer module keeps every person's purchase history: what they bought, when, and how often they come back. Your company stops selling to strangers and starts selling to the people who already bought from you.

  • A record per customer with their full purchase history
  • Segments built from what each one actually bought
  • Personalised campaigns aimed at the right segment
  • Your customers' data in your own database, not somebody else's
The difference

Tactical segmentation

Several stores inside one platform. Each customer segment walks into its own storefront, with its own logo, its own colours, its own catalogue, its own brands and its own banners. And the part that matters most: its own prices. The wholesaler sees their list, the corporate client sees theirs and the general public sees the usual one, with no duplicated operation and no second ecommerce to build.

  • One storefront per segment, with its own logo and colours
  • A different price for the same product depending on who is looking
  • Products, categories, brands and banners assigned by segment
  • All of it from the same catalogue and the same backoffice
Optional service

Cards, points and rewards

A step beyond what the platform already includes: a card programme with its own balance, points and a redemption catalogue. The integration is ready, and we implement it when you decide to go there.

  • Incentive cards for campaigns and rewards
  • Gift cards with balance and expiry
  • Points earning and redemption
  • A rewards catalogue with rules of your own
Optional service

Recurring billing

Our own recurring-billing engine, already integrated into the platform. For subscriptions, memberships and any charge that has to repeat on its own, month after month.

  • Configurable plans and billing cycles
  • Automatic retry of a declined charge
  • Card updates and cancellation by the customer themselves
  • Reconciliation of the period's charges
Reporting

Know what is happening in your channel without having to ask anyone for a report

Your platform's backoffice ships with a live dashboard carrying the numbers people actually look at every day, and it brings your Google Analytics navigation data into the same place. Your commercial manager logs in and sees the business; they do not wait until Monday or depend on somebody in IT exporting a file.

In the backoffice

Live sales dashboard

The business's headline numbers, updated live: how much sold today, how many orders came in, what the average basket is worth, which products are moving and how the month compares with the last one. All inside the platform, with nothing to export.

Integrated

Google Analytics, on the same dashboard

We connect your Google Analytics account to the backoffice and pull the navigation KPIs to where the sales numbers already are: sessions, traffic sources, most-viewed pages, behaviour by device and conversion. Not having to jump between two tools is what makes the data actually get used.

Sales by day, week and monthOrders by statusAverage basketBest-selling products and categoriesFunnel conversionAbandoned cartsTraffic sourcesNew and returning customersSettlements by sellerVoucher and coupon usage

And if your company measures something no standard dashboard ships with, it gets added: your project's code is yours and the report comes in as part of the work, not as a feature you have to wait for.

Artificial intelligence

A store that learns what each customer cares about, and shows them exactly that

Two customers walk into the same store and see the same thing. That is the most expensive waste in e-commerce: you paid to bring the traffic in and then showed everyone the same window. We work with artificial intelligence so your platform recognises what each person is interested in and builds the offer around it.

Personalisation

The storefront assembles itself for each customer

The platform learns from what each person searches for, looks at and buys, and reorders the home page, the categories and the featured products accordingly. The customer finds what they want sooner, and you sell more on the same traffic.

  • Different home pages and storefronts by interest
  • Recommendations on the product page and in the cart
  • Offers aimed at the right segment
  • All of it built on your own store's data
Discovery

Search that understands rather than guesses

Customers type the way they talk, not the way your product is catalogued. Semantic search reads the intent and returns the right thing even when the words do not match, instead of showing the dreaded no-results page.

Operations

Less manual work on the catalogue

AI-assisted product descriptions, titles, attributes and categorisation. Loading two thousand products stops being a months-long project for the content team.

The artificial intelligence works on your own platform's data, which lives on your instance and in your database. We do not feed your information into a model shared with other companies.

Integrations

Any gateway, any ERP, any logistics operator

We do not depend on a connector catalogue. Because your project's code is yours and we can modify it, the integration your company needs comes in as part of the project rather than as a platform limitation.

Local and international payment gatewaysCash paymentRecurring billingCorporate ERPElectronic invoicingLogistics operatorsEnterprise searchTransactional emailAnalytics and Tag ManagerMaps and geolocationYour existing customer register

And something rarely on offer: the platform can run on the database your company already uses and hand the information back to your current system, so the migration is gradual rather than a hard cutover. We do this today, in production.

Time to launch

Live in under 15 days

When the project needs no integrations with external systems, your channel can be selling in under fifteen days. The platform is already built and proven in production: the work is configuring it and dressing it in your brand, not building it from scratch.

Days 1 to 3

Instance and configuration

Your instance goes up on your server or your cloud, with your domain and your certificates.

Days 4 to 8

Your brand and your catalogue

Theme, identity and loading of products, categories and content.

Days 9 to 12

Payments, shipping and testing

Gateway, delivery methods and end-to-end purchase testing.

Days 13 to 15

Go live

Final adjustments, training for your team and opening to the public.

Projects involving ERP integration, customer systems or custom development take longer, and the proposal says exactly how much longer.

Your brand

See your brand on the platform, right now

Change the colour and the shape and watch real platform components respond. This is the same mechanism we use to dress your brand: the theme is redefined, the system is not rebuilt.

Brand colour
Shape

In your project these are your brand's theme variables. Dressing a new brand does not mean forking the software.

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Case study

BN Beneficios VISA

Banco de la Nación's benefits programme for its Visa cardholders, built on Handel technology. It is live and anyone can browse it.

The BN Beneficios VISA platform on desktop, tablet and phone
One platform, one codebase, adapted to every screen: there is no separate app to build and maintain.

Discounts and promotions across thousands of products and partner merchants, on a complete commerce platform: catalogue, cart, checkout and customer account, with vouchers, experiences and affiliated merchants in the same system. Sized to serve more than five million customers.

If it holds up to the security requirements of a state bank and a global payments brand, it will hold up at your company.

See the platform at bnbeneficios.pe

+5 M
bank customers the platform is built to serve
4
verticals on one system: products, vouchers, experiences and discounts
0
database migrations needed to go live
Other services

And if you need something beyond commerce, we build that too

The same team that develops and maintains the platform works as a software factory. Many clients start with their sales channel and end up handing us the rest of their software, because we already know their business, their systems and the way they work.

Websites and portals

Corporate sites, campaign landing pages, customer or supplier portals and intranets. Fast, measurable and properly on brand.

Mobile apps

Apps for iOS and Android, published on the stores and connected to the systems your company already runs, including your own commerce platform.

Custom software

Internal systems, integrations between platforms, automations and anything else with no off-the-shelf product that fits as it comes.

One vendor, one contract and a team that already understands your business. We can talk it through in the same meeting.

Your platform. Your server. Your code.

Next step

Book 45 minutes with the team that built the platform

We will walk through your case on the real system, not a slide deck. And we will leave you a proposal with the cost of the licence, the setup and the customisation, so you can compare it with what you pay in commissions today.

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